Unlock Financial Flexibility with a Revolving Credit Facility 

Access on-demand funding to manage cash flow, seize opportunities, and drive your business forward. 

What is a Revolving Credit Facility?

A Revolving Credit Facility (RCF) is a dynamic financing solution that provides businesses with ongoing access to funds. Unlike traditional term loans, an RCF allows you to borrow, repay, and re-borrow funds up to a pre-approved credit limit. This flexibility makes it an ideal tool for managing fluctuating cash flow, covering short-term expenses, and capitalizing on unexpected opportunities.

Key Features of Our Revolving Credit Facilities:

• Pre-approved Credit Limit:

Gain access to a pre-determined borrowing amount, providing you with financial certainty and planning capabilities.

• Flexible Borrowing & Repayment:

Draw funds when you need them, repay when you can, and borrow again as required. This adaptable structure aligns with your business's unique cash flow patterns.

• Interest on Used Amount:

Pay interest only on the funds you actually utilize, maximizing cost-effectiveness and minimizing unnecessary expenses.

• Renewable Facility:

Enjoy the option to renew your RCF, ensuring long-term financial stability and continuous access to working capital.

• Secured or Unsecured Options:

We offer both secured and unsecured facilities, tailored to your creditworthiness and specific needs. Secured facilities may offer lower interest rates, while unsecured options provide greater flexibility.

Benefits of a Revolving Credit Facility: 

Enhanced Cash Flow Management:

Smooth out seasonal fluctuations and bridge short-term funding gaps.

Increased Financial Flexibility:

Respond quickly to unexpected expenses or seize time-sensitive opportunities

Improved Working Capital:

Optimize your day-to-day operations and maintain healthy liquidity.

Strategic Growth:

Fund inventory purchases, expansion projects, or other growth initiatives.

Who Can Benefit?

• Revolving credit facilities are suitable for a wide range of businesses, including:

  • Small and medium-sized enterprises (SMEs)

  • Growing companies with fluctuating revenue

  • Businesses requiring short-term financing

  • Companies looking to optimize working capital

Why Choose Mergershare?

At Mergershare, we understand the unique financial challenges businesses face. Our experienced team will work with you to tailor a revolving credit facility that aligns with your specific needs and goals. We offer:

• • Competitive interest rates

  • Personalized service and expert guidance

  • Streamlined application process

  • Long term partnership